Terri, I had the same problem the other day and was helped tremendously by Jessica and Cynthia who gave me tips on redoing my whole website. It's taken some work as I'm not so fast with figuring things out. If I were you, I'd go by Cynthia and Jessica's instructions as written in this thread; they're much better at explaining it than I. My only tip that you may not know, is that you click on "html" in your editor on the pages that you want to put your cart, which will bring up the html code dialog box and then embed the new code somewhere there. Like Jessica suggested, go with Widget #1 which has the standalone cart. I THINK I did it right.
Jessica and Cynthia, I got a chance to work more on my site today but I'm probably not finished with it yet. Anyway, thanks to both of you, I have a MUCH more professional-looking site! See what you think :-) I think how it is right now will do until I'm able to do more tweaking.
Thanks again, ladies!