Hey guys, watch out for this... There was someone emailing from a yahoo account: firstname.lastname@example.org. They asked to purchase an original piece of artwork from me, and told me they'd send me a check to cover the cost of the work + shipping and insurance. However, they also told me that I didn't need to ship it myself, and that instead I should deduct the cost of my piece and forward the remaining money to a professional mover.
I received a forged check that was for WAY more than the cost of my painting or necessary shipping, and after I attempted to cash it she asked that I should wire transfer the extra money to some western union account in Georgia.
If anyone asks you to do a transaction like this (where they send you shipping costs but don't want you to ship the piece yourself but instead send the money somewhere else) IGNORE THEM. And don't cash the check either, cause that shit will bounce.
So heart breaking... To think someone actually wanted to buy my painting. Ugh.
They don't have my banking info. The check was a citibank check. I don't have an account with them, but I went there to cash the check, where I discovered it was fraudulent. So luckily they don't have any info on my account. But thanks for your concern! :)
the main con is, you send money back. any person that already knows what your procedure is when sending art is usually a scam. if they send more money then needed, it's a scam. you tell them that you want the amount you asked for, no more or less.
@ Dan, I had no idea a cashier's check was not cleared right when the bank you took it too processed it! I have accepted these for years on ebay or whatever. So what is a trusted means of payment? Credit card or paypal? I have not been selling on ebay for awhile but they are 21 days unless you are dealing with a secured buyer I think. My sales are fairly small but my husband has sold musical equipment for $100's, I just told him about the cashier's check risk.
I would do all payments via PayPal. It's is by far the most popular. Whether a sale or purchase, when people plug their credit or debit (don't know if PP takes debit) cards into PP, I assume they are checked immediately as any vendor would get approval on a CC purchase.
Yes, many people don't know cashier's checks are still cleared manually, and often have to go thru many reserves. That's why scams using them are so successful.
You can go a full 3 weeks thinking you sold something successfully only to learn from your bank the CC was returned, and you are out of your money AND the merchandise you have already shipped.
Edit: for the record, CC checks CAN clear faster, but it is dependent upon various things. A CC issued by a major banks and with all transactions being performed in the same city, they can clear in a day or two. However, the smaller the bank issuing, and the greater the distance, the more time it can take.
I got scams like this when I posted a room for rent. They will say something like "my father has mailed me a check for $50,00 dollars. Just cash it, take out the deposit money and send change back". Pretty much a Nigerian scam variation. Anything with a hotmail or Yahoo address is usually the first warning sign. When they say cashier's check it's a scam. Never send anyone change. Only accept exact amounts. I use Paypal.